Credit bureau price benchmarking that cuts your costs by 25–50%
Most organisations that use credit bureau data are paying far more than they should.
PurplePatch are specialist procurement consultants, helping banks, lenders, utilities, retailers and other credit data users benchmark what they pay for credit bureau data against what similar organisations actually pay - typically identifying 25–50% savings, without changing supplier.
You don’t need to run an RFP. You don’t need to switch bureaux. You don’t need to wait for renewal.
Get started todayWe've saved major lenders £1m-£8m ($1.3m - $11m) by challenging consumer and commercial data contracts
Knowing what your supplier is charging other customers is vital leverage for re-negotiation.
Companies with identical service footprints can pay wildly different prices from the same bureau - regardless of size.
In our 10+ years of experience the results show the bigger the business, the worse the rate. Scale and spend rarely provides the cost efficiencies you'd expect from your size, commitment and status.
9/10
Businesses we work with discover they're paying significantly more than their competitors for the exact same services, including big multi-nationals.
25%-50%
Typical contract value saving
Procurement specialists delivering proven results.
Our clients typically save 25% to 50% while staying with their current bureau.
We identify where you’re overpaying using our data-backed benchmarks, providing target pricing and negotiation advice to aid cost reductions.
It’s simple and you keep the savings.
You don’t need to change supplier. You do not need to wait for contract renewal.
Most of our clients stay with their existing bureau.
Our role is not to replace suppliers, but to correct pricing discrepancies and secure fair commercial terms — improving transparency and strengthening long-term relationships.
Who we work with
We support organisations that rely on credit bureau data across a wide range of sectors, including:
Our Clients
Why organisations overpay
Credit bureau pricing is not transparent.
- Contracts are confidential
- Identical services are priced very differently
- Scale rarely delivers the discounts teams expect
Without external reference points, procurement and finance teams are negotiating blind.
Credit bureau data benchmarking provides the missing reference point.
What is credit bureau data benchmarking?
A simple comparison of what you pay for credit bureau data — such as credit checks, identity services and platform fees — against real bureau pricing paid by organisations with similar usage.
Built from over a thousand customer engagements over more than a decade.
Read moreWhat could you save?
Whether your bureau contract is ready for renewal, or you want to renegotiate a better deal mid-term, we can help you successfully negotiate cost savings.
Since 2014, we have delivered a proven track record of saving our clients millions on their data spend every year.
| Industry | Saving | Saving % | Duration |
|---|---|---|---|
| Banking | £2m / $2.7m | 28% | 5 years |
| Banking | £5.1m / $6.8m | 40% | 3 years |
| Banking | £2.8m / $3.8m | 26% | 3 years |
| Finance Retail | £3m / $4m | 23% | 5 years |
| Finance Motor | £450k / $603k | 32% | 3 years |
| Finance BNPL | £400k / $536k | 30% | 2 years |
| Energy | £50k / $67k | 33% | 1 year |
| Energy | £6m / $8m | 50% | 3 years |
How PurplePatch helps
Learn more about our services
Start with a free bureau benchmark
Whether your contract is up for renewal or mid-term, the first step is the same. Either run a free credit bureau data benchmarking assessment below, or contact us to find out whether you’re paying a fair market rate - or leaving millions on the table.
Run a free credit bureau data benchmarking assessment and find out whether you’re paying a fair market rate - or leaving millions on the table.
Get started today