Proven expertise in credit bureau pricing, informed by years of sector analysis
Every senior team member has held leadership roles at organisations such as Experian, Equifax, and Dun & Bradstreet. That background gives us a practical understanding of how credit bureau pricing is structured, how contracts are negotiated, and where flexibility can be found.
Our expertise is built on long-term industry experience and observation.
Why our bureaux experience is essential in reducing rates
Credit bureau pricing is complex by design. Contracts are bespoke, and clients are rarely able to compare what they are paying against other customers of the same supplier.
Because we have a deep understanding of bureaux pricing, sales and commercial strategy, we know:
- How prices are constructed and justified
- Where discounts and concessions are genuinely available
- What best-in-class commercial terms look like
- How negotiation strategies are typically applied
- Which arguments are effective and which are not
This insight allows us to support clients with confidence and credibility during benchmarking and negotiation discussions.
Our leadership team
Nick Frazer
Co-founder at PurplePatch
Nick has over 40 years of experience in the credit risk and data industry, with senior leadership roles at Dun & Bradstreet, Equifax and Experian.
He has held board-level and general management positions with responsibility for pricing, commercial strategy and product development, giving him deep insight into how bureau contracts are structured and negotiated.
LinkedInNick Green
Co-founder at PurplePatch
Nick also brings over 40 years of experience in the credit information industry, including senior leadership roles as Head of Sales at both Equifax and Experian.
His background spans enterprise, mid-market and sector-specific clients, with a strong focus on commercial negotiation and long-term client relationships.
LinkedIn
Cliff Bunting
Director at PurplePatch
Cliff has over 25 years of experience across B2C and B2B data, consultancy and technology businesses.
He has held senior leadership and CEO roles at organisations including Dun & Bradstreet, Hoovers Inc and The Future Laboratory, with a focus on scaling commercial operations and advising complex organisations.
LinkedInAshley Beldham
Associate Director at PurplePatch
Ashley has over 30 years of experience in the credit information industry, working closely with Tier 1 banks and financial services clients.
His background includes senior global sales leadership roles at Experian, with extensive experience supporting large organisations through complex commercial negotiations.
LinkedIn
How this experience benefits clients
- Validate whether pricing is genuinely competitive
- Identify overcharges that are often accepted as standard
- Support negotiations with credible, evidence-based arguments
- Maintain constructive relationships between clients and bureaux
The result is typically 25–50% savings on credit bureau data spend, achieved without changing supplier.
Trusted by leading organisations
PurplePatch works with major banks, lenders and data-driven organisations across the UK and Europe.
Our role is to bring transparency to a market where pricing is otherwise hidden, and to help organisations secure fair, sustainable commercial outcomes.
Our Clients
Start with a free bureau benchmark
Whether your contract is up for renewal or mid-term, the first step is the same.
Run a free credit bureau data benchmarking assessment and find out whether you’re paying a fair market rate - or leaving millions on the table.
Get started today