Credit bureau procurement specialists
PurplePatch provides independent credit bureau data benchmarking and advice to help organisations understand whether they are paying a fair market rate for credit bureau services and negotiate savings.
What we do
We support credit, procurement, finance and commercial teams by providing clear external pricing benchmarks and practical support through negotiations.
Our services cover both consumer and commercial credit data, including:
No supplier relationship risk.
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Positive working relationships maintained.
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We don’t advocate changing suppliers – we support fair pricing.
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Improved transparency equals improved overall relations between Bureau and Client.
Our data benchmarking services
Our approach is structured, discreet and designed to minimise effort for your team.
Level 1: TrueRate Price Checker
Instant insight
A fast, discreet review of your credit bureau contracts.
- Minimal time required from your team
- No cost, no obligation
- Your data is protected and not added to our benchmark
Good pricing? We validate it. If not, we size the opportunity.
Level 2: 48-Hour Benchmark Report
Deep analysis
Following our deep dive analysis of your pricing, we show:
- Where your pricing sits versus peers
- Which services are overpriced
- Potential savings across consumer and/or commercial services
Level 3: Streamlined Bureau Negotiations
Smart analysis support
If you choose to proceed, we support negotiations end-to-end by providing:
- Evidence-based target pricing
- Contract term optimisation
- Negotiation support
- PurplePatch brand licensing
- Invoice auditing
We work on a 25% share-of-save basis — if no savings are achieved, you don’t pay.
Level 4: Strategic Contract Optimisation & Market Intelligence
Full service advisory
We also provide additional advisory services on:
- Waterfall optimisation
- Data gap analysis
- Scorecard enhancement
- Multi-bureau transition
- Decision platform migration
A fast, discreet review of your credit bureau contracts.
- Minimal time required from your team
- No cost, no obligation
- Your data is protected and not added to our benchmark
Good pricing? We validate it. If not, we size the opportunity.
Following our deep dive analysis of your pricing, we show:
- Where your pricing sits versus peers
- Which services are overpriced
- Potential savings across consumer and/or commercial services
If you choose to proceed, we support negotiations end-to-end by providing:
- Evidence-based target pricing
- Contract term optimisation
- Negotiation support
- PurplePatch brand licensing
- Invoice auditing
We work on a 25% share-of-save basis — if no savings are achieved, you don’t pay.
We also provide additional advisory services on:
- Waterfall optimisation
- Data gap analysis
- Scorecard enhancement
- Multi-bureau transition
- Decision platform migration
Why work with us
Our work focuses on one outcome: correcting pricing discrepancies that typically deliver 25–50% savings, while allowing clients to remain with their existing bureau suppliers.
Our team have decades of experience with the bureaux. We used to work for them. We know the tactics and strategies they leverage - so we know how to counter them.
We work alongside your teams to understand requirements, then use our market intelligence to recommend the right providers, products, and commercial terms for your business.
Our Focus: Teams & Tasks
Chief Risk Officer / Head of Credit Risk
Frustrated by rising bureau costs or redundant data sources that don’t improve decision accuracy.
Head of Fraud / VP Decision Science
Seeking cleaner, faster identity checks and fewer false declines without switching systems.
Head of Procurement / Vendor Management Director
Under pressure to reduce bureau spend or avoid a drawn-out RFP cycle.
CFO / Finance Transformation Lead
Looking for quick, low-disruption savings in non-staff, non-tech categories.
Chief Operating Officer / Head of Partnerships
Expanding markets or onboarding new bureaus and needs to avoid overpaying in multi-region contracts.
You do not need to change supplier.
Most of our clients stay with their existing bureau.
Our role is not to replace suppliers, but to correct pricing discrepancies and secure fair commercial terms — improving transparency and strengthening long-term relationships.
We help you assess the pricing and terms of:
Start with a free bureau benchmark
Whether your contract is up for renewal or mid-term, the first step is the same.
Run a free credit bureau data benchmarking assessment and find out whether you’re paying a fair market rate - or leaving millions on the table.
Get started today